Car Title Loans in ChinoCar title Loan FAQHow much can I borrow?This varies by state. In California our smallest loan is $2600 but in others it is less. Your loan amount is based on the value of your car so you can borrow the full amount of the auction value of your vehicle at the time you request the loan.How long is the loan term?We have 2 year and 3 years loans but the term of the loan is based on the amount... some can be longer.How much is the interest rates?7.5% per month on loans $5000 or more. 8% per month on smaller loans.What is I decide to pay it back early?No problem. There is no pre-payment penalty for paying off early.I love this rate. Can I convert a car title loan from another company to yours and will you pay off theirs?Yes. We do this all the time. We would suggest calling us as soon as possible or applying online and then faxing over to us their paperwork so we can contact them for a payoff amount.How fast can I get this title loan?This is the nice part. We are not a 3rd party web site. We know this is confusing but it is something very important. What this means is that some companies pay other companies for your information. They are known as a 3rd party site. You are on the direct lenders site right now - the people who actually fund the title loan. No selling of information here. The additional benefit means a massive savings of time. This is between us and you only and we can wrap things up in about an hour this way.Am I under any obligation to find out how much I can get?Nope! This is a free part of our service! Until you know how much you can get will you ever know if you if want to do this. You have to know the terms and conditions, the payments and so on. We do not pressure you in any way. We simply give you the information and you have all the time you need to decide but please, get your loan officers number when he or she calls because if you want to proceed in say a week, they will have everything done for you. |
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